Perhaps the most prized possession of an
average American is his or her home (although the iPhone is catching up). While
it still retains its status as the ultimate expression of achieving the American
Dream, at no time in US history was this dream subject to peril as it has been
after the 2008 collapse of the housing market.
What could be worse in one’s moment of desperation and need
of assistance than to be taken advantage of by some unscrupulous individual or
a company that will claim to protect you but in reality take your money and
disappear? As these fraudulent schemes made their way into the public eye,
Federal and State governments responded with important protective laws.
